A considerable lender must acquire and retain in Digital type, as prescribed via the Board, until the completion on the financial institution's future CRA examination during which the information are evaluated, the subsequent info for each modest small business loan or tiny farm loan originated or acquired via the lender in the evaluation period of time:
The Board may possibly adjust the ranking of the intermediate financial institution evaluated as offered in paragraph (a)(two) of this portion from “Satisfactory” to “Outstanding” at the institution stage wherever the bank requests and receives extra consideration for actions that might qualify pursuant for the Retail Providers and Merchandise Check in § 228.23.
네이버를 자주 이용한다면, 북마크 기능을 활용하여 손쉽게 접근할 수 있습니다. 웹 브라우저의 북마크 기능을 통해 네이버 페이지를 등록하면, 다음부터는 북마크 목록에서 바로 네이버에 접속할 수 있습니다.
The inclusion of the affiliate's loans, investments, services, and goods inside a financial institution's strategy, or inside a joint system of affiliated depository institutions, is issue to the next:
A financial institution subject to information reporting specifications pursuant to § 228.42 ought to consist of in its public file a penned see the CRA Disclosure Statement pertaining to your lender, its operations subsidiaries, and its other affiliate marketers, if applicable, can be obtained around the FFIEC's website at:
하지만, 때로는 너무나 익숙한 나머지 네이버에 접근하는 방법조차 잊어버릴 때가 있습니다. "아, 네이버 어떻게 들어가지?" "네이버 앱, 어디서 받지?" 이런 흔한
) Added benefits or serves one or more geographic places with low amounts of Neighborhood improvement financing;
These disclosure statements point out the range and dollar volume of all smaller business loans and compact farm loans originated or purchased for every census tract as well as amount and greenback amount of all Neighborhood here improvement loans and community development investments for every county by reporting financial institutions, besides which the Board might alter the form from the disclosure if important, on account of special situations, to shield the privacy of the borrower or maybe the competitive posture of a financial institution.
The Financial institution Nationwide Neighborhood Growth Funding Metric steps the dollar volume of the bank's community improvement loans and Group progress investments that reward or serve all or Section of the nationwide location when compared with deposits within the lender situated in the nationwide location, calculated pursuant to paragraph II.j of appendix B to this section.
A financial institution may perhaps post added info to your Board with a private basis, nevertheless the objectives said in the approach should be sufficiently unique to allow the general public and the Board to evaluate the merits with the program.
The Board evaluates an intermediate lender's record of helping to meet the credit score requirements of its overall Neighborhood pursuant into the Retail Lending Test in § 228.
) Any increase in the calendar calendar year to an present Group enhancement loan that may be refinanced or renewed or to an current Neighborhood improvement financial investment that's renewed;
For each important item line, a Borrower Neighborhood Benchmark, calculated pursuant to paragraph IV.c of appendix A to this aspect for facility-dependent assessment spots and retail lending evaluation locations, and paragraph IV.e of appendix A to this component for outside retail lending spots.
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